iEShortSale.com
Handling Your Real Estate Needs
Meet Us:
eXp Realty of California, LLC
The Ruhl Team | Short Sale Group
Over 800 homeowners in Southern California have benefited from a Short Sale using our streamlined approach. We’ve eliminated their mortgage debt and we’ll fight for you too!
Free Service - costs you nothing
Receive relocation money at close of escrow - call now for details.
Hassle Free Listing -
No obligation, no fees, cancel anytime.
Brokerage License #01800314
SHORT SALES
Understanding Options
WE'LL FIGHT FOR YOU! If you owe more on your home than it's currently worth, we can show you some options.
A short sale will allow a homeowner to sell their home for less than the amount owed on the mortgage.
The remaining amount does not have to be paid back to the lender!
We'll help you take on your lender for a fresh start.
BENEFITS OF A SHORT SALE
Personalized Approach
-Avoid Foreclosure
-Receive relocation money depending on your lender after the short sale.
-Private / hassle free short sale program. Cancel anytime.
-Stay in your home during the process (4 - 7 months)
-Limit credit damage: Purchase again in 2 - 4 years.
-Debt Forgiven: In CA, banks will forgive the remaining balance after a short sale. (CA Civil Code 580e enacted by CA Senate Bills 931 & 458)
-FREE: Costs are covered through the Short Sale.
WE KNOW THE PROCESS
Trusted experience
Our team has handled hundreds of short sales in Southern California. We have the online reviews and proven track record. We've wiped out mortgage debt for hundreds of clients and we'll fight for you!
TESTIMONIALS
“I was nervous about making such a big move, but Inland Empire Short Sales really helped. Skip helped me through a very difficult short sale. They located an all cash buyer and worked hard to negotiate a resolution with a very challenging lender. I’m very grateful for their expertise and diligence in making this sale happen. Thanks!”
Quinn Davis
"I owned a rental property which required a short sale. I had never been in this position before and it was intimidating to say the least. From the first conversation with Skip and later his associate, TJ, their team helped me feel relaxed about the process, guided me through each step with courtesy and professionalism and never gave up. It took several months wrangling with the lender and finding the right buyer but Skip & TJ hung in there with me. I would recommend them for any transaction you may be considering. I feel as though they are my friends as well as real estate professionals."
Jessie Brown
COMMON QUESTIONS
CAN MY LENDER COME AFTER ME FOR THE DIFFERENCE?
In California, your lender cannot come after you for the deficient amount after agreeing to do a short sale meaning banks will forgive the remaining balance after a Short Sale. This is due to CA Civil Code 580e enacted by CA Senate Bills 931 and 458.
WILL I HAVE TO PAY TAX ON THE FORGIVEN DEBT AFTER THE SALE?
Every situation is different so it is important to consult with a tax professional in order to assess your tax liability prior to completing a short sale. After a short sale the lender will issue you a form 1099-C for the cancelled debt which your tax professional will need.
HOW MUCH WILL A SHORT SALE COST ME?
Fees associated with a short sale including commissions and seller costs will be paid out of the proceeds of the sale. You will not have any out of pocket expenses for our services. You will need to keep your HOA dues current and the utilities on through the close of escrow.
SKIP ADAMS
Team Lead, Realtor
Skip is a distressed property expert in Southern California and hosts a real estate talk show on KCBQ! He's been seen on HGTV and TLC appearing on House Hunters and My First Home. Skip is a member of the Ruhl Team at CAREAi. BRE #01888954
TJ KIRCHOFF
Short Sale Negotiator, Realtor
TJ is a Riverside native and expert in short sale negotiations with an impressive closing ratio with nationwide and local lenders. BRE # 01983666
Let's Talk:
Mail:: 2159 India St San Diego, CA 92101
Email:: Skip@iEShortSale.com
951.732.7221 direct
888.579.1158 fax
